When these in a hike in interest rate, loans obtained at fixed rate of interest would not affect. Credit score is important for lender to assess the risk of default. The scheme is ordained masterfully, so that needy people can get privileges of the scheme easily, on various occasions mentioned earlier. (Mint) Equitas Small Finance Bank has waived non-maintenance charges on all . The information contained herein does not constitute an offer for sale of, or solicitation of an offer to buy, the securities of the Bank in the United States or in any other jurisdiction. While care has been taken in preparing the Financial Statements, none of the Bank or any of its advisors, nor any book running lead managers or selling shareholders, nor any of their respective employees, directors, affiliates, agents or representatives accept any liability whatsoever for any loss howsoever arising from any information presented or contained in the Financial Statements, or the opinions expressed therein. Chat with our expert mimicry artists on Customer support . which the lender consider during loan approval process apart from good credit score. It has headquarter in Chennai. These include various issues like travel to an abroad trip, house shifting, childrens education, payment of credit card bill, the repayment of an existing loan, any medical emergencies, and many other. 769, Phase II, Anna Salai, Chennai - 600 002 EMI starts @ Rs.776/-per Lakh. The Financial Statements are only current as of the dates specified therein and neither the Bank nor any of its respective advisors or representatives is under any obligation to update you in the event the information in the Financial Statements becomes stale or inaccurate. It provides all the financial services to its customers like saving deposit, fixed deposit, recurring deposit, home loans, personal loan, car loan, education loan, gold loan, PPF account, lockers, netbanking, mobile banking, RTGS, NEFT, IMPS, E-Wallet, Atal Pension Yojana, Pradhan Mantri Jandhan Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and many more. However, some personal loan documents required by various lenders are mentioned below: CIN No. To make payments for the Loan via NEFT / RTGS, please contact your Home Branch - Branch Manager for further details Selfe Savings Open Selfe Savings Account in less than 10 minutes OPEN ACCOUNT Compare and choose the account that suits you best. While care has been taken in preparing the Financial Statements, none of the Bank or any of its advisors, nor any book running lead managers or selling shareholders, nor any of their respective employees, directors, affiliates, agents or representatives accept any liability whatsoever for any loss howsoever arising from any information presented or contained in the Financial Statements, or the opinions expressed therein. Go with our one-stopPersonal LoanPage & swipe out your doubts within no time. What are the personal loan interest rates offered by top banks/NBFCs? The scheme is ordained masterfully, so that needy people can get privileges of the scheme easily, on various occasions mentioned earlier. Permanent employees of State/Central Govt., Public Sector Undertakings, Corporations, Private Sector Companies and reputed establishments. Contact details of Equitas Small Finance Bank Limited, Equitas Small Finance Bank Limited SMS balance check number, Equitas Small Finance Bank Limited SMS banking, Equitas Small Finance Bank Limited mobile banking, Equitas Small Finance Bank Limited toll free number,Equitas Small Finance Bank Limited toll free number 24*7, Equitas Small Finance Bank Limited miss call number. It is not correct that Personal Loan at lowest interest rate is the best. Import Export Code IEC Registration Process, Documents Required, Benefits | How to Apply for Import Export Code? Interest rates on personal loan vary from customer to customer. It depends upon lenders to charges any pre-payment penalty. IFSC CODE. shall change according to loan type and applicant's profile. None of the foregoing shall be liable for any direct or indirect losses arising from the use thereof and the viewers are requested to use the information contained herein at their own risk. It majorly depends on the credit score of the borrower. Borrower Complaints and Inquiries. Equitas Small Finance Bank Limited is a private sector bank in india. You yourself should not make too many enquires even if it is available free of cost. You yourself should not make too many enquires even if it is available free of cost. The Financial Statements should not be considered as part of information that any investor should consider to subscribe for or purchase any securities of the Bank and should not be relied upon or used as a basis for any investment decision. Business Expansion, Balance Transfer & Top UP. Number of years in the present job/ business/ profession: upto 3 years, Duly filled up and signed personal loan application form, Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card, Proof of income -Latest salary slip showing all deductions or Form 16 along with recent salary certificate (for salaried individuals), Proof of income- Income Tax Returns of 2 previous financial years (for other than salaried individuals), Proof of Address - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement, Bank Statement or Bank Pass Book of having entries of last 6 months, Standing instruction registration at your bank, Automated Payment through ECS (Electronic Clearing service), Through Mobile Banking App, if provided by the bank. Securities may not be offered or sold in the United States absent registration or an exemption from registration under the U.S. Securities Act of 1933, as amended. Updated: 06 Jan 2020, 12:25 PM IST Written By Sangeeta Ojha. We offer loans as low as INR 10,000 at attractive interest rates. Use a browser version that is EVSSL compatible, which will help you easily identify genuine website. Credit Cards. Equitas Small Finance Bank Limited is one of the largest small finance banks in India. It has headquarter in Chennai. Some of the main features of Equitas loans against property are: The loan amount ranges from Rs 5 Lakh to Rs 50 Lakh The tenure of the loan ranges from 3 - 15 years 17% - 18% diminishing rate of interest The minimum entry age is 18 years and the maximum entry age is 60 years. The maximum amount that can be borrowed is 5 lakh. Key Points Geographical diversification It has presence in 17 states & UTs with 861 Banking outlets & 330 ATMs with clientele of 40 lacs+ Loan Book Mix It provides loans under 6 categories The audited financial statements of Equitas Small Finance Bank Limited (Bank), as at and for Fiscals 2017, 2018 and 2019 and the reports thereon dated May 4, 2017, April 26, 2018 and May 9, 2019, respectively (collectively the Financial Statements), have been uploaded here by the Bank solely to comply with the requirements specified in the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirement) Regulations, 2018, as amended (SEBI ICDR Regulations). [PDF] Kalyan Janata Sahakari Bank Personal Loan | Features, Benefits, Eligibility Criteria, Documents Required, How To Apply? Accordingly, any persons in possession of the aforesaid should inform themselves about and observe any such restrictions. Maximum 60 EMIs are allotted for repayment of the borrowed money. Purpose of Having Personal Loan from Equitas Small Finance Bank This personal loan helps to overcome all sorts of financial crunches. The Financial Statements should not be considered as part of information that any investor should consider to subscribe for or purchase any securities of the Bank and should not be relied upon or used as a basis for any investment decision. Ltd Emergency Loans The loan amount disbursed in case of emergency is Rs 5,000, either in cash or into the borrower's bank account The interest rate per annum is up to 25% A processing fee of up to 1% of the loan amount will be charged at the time of sanctioning of the loan Bank never asks for confidential information like user id, password, ATM card number, CVV, etc., via mail, SMS or bank initiated phone calls. Refer Schedule of Charges on website for detailed T & C. Search for The Nilambur Co Operative Urban Bank Ltd Nilambur IFSC Code & MICR of any branch in Equitas Small Finance Bank Limited. If you have already taken a lot of loan and the loan to net income ratio is above 40% then the lenders may reject your loan application. Web Privacy Policy | Website Terms & conditions, Video KYC will be available on working days during business hours(8AM - 9PM). Our efforts are to offer accurate and responsible data. Visit equitasbank.com and select Login from Menu Click on 'Personal' and Select 'New User Registration' Sign up with either 'User Details or Debit Card Details' Select and answer any 3 Security Questions Enter the OTP sent to your registered mobile number and confirm Set Password and submit to activate Internet Banking Interest rates are subject to change from time to time. 442 E, Theni Complex, 2nd Floor, Near Vasan Eye Care, Nehuruji Road-625531. From 10 Lacs upto 300 Lacs for a tenure from 3 years upto 15 years. Loans & Credit Cards. The audited financial statements of Equitas Small Finance Bank Limited (Bank), as at and for Fiscals 2017, 2018 and 2019 and the reports thereon dated May 4, 2017, April 26, 2018 and May 9, 2019, respectively (collectively the Financial Statements), have been uploaded here by the Bank solely to comply with the requirements specified in the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirement) Regulations, 2018, as amended (SEBI ICDR Regulations). [PDF] Malwa Gramin Bank Personal Loan @ 16.40% | Features, Benefits, Eligibility Criteria, Documents Required, How To Apply? Save & spend without any restrictions with No Maintenance Charges on Equitas Savings Account. Good Credit Score determines your credibility to repay the loan without defaulting it. Patent Registration Process, Types, Documents Needed, Eligibility, Benefits. CodeForBanks.com does not undertake any liability with respect to the correctness of the content, information and calculations. While care has been taken in preparing the Financial Statements, none of the Bank or any of its advisors, nor any book running lead managers or selling shareholders, nor any of their respective employees, directors, affiliates, agents or representatives accept any liability whatsoever for any loss howsoever arising from any information presented or contained in the Financial Statements, or the opinions expressed therein. The audited financial statements of Equitas Small Finance Bank Limited (Bank), as at and for Fiscals 2017, 2018 and 2019 and the reports thereon dated May 4, 2017, April 26, 2018 and May 9, 2019, respectively (collectively the Financial Statements), have been uploaded here by the Bank solely to comply with the requirements specified in the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirement) Regulations, 2018, as amended (SEBI ICDR Regulations). Find details about Equitas Small Finance Bank Limited Account which includes Equitas Small Finance Bank Limited Account Official Website, Equitas Small Finance Bank Limited Account ATMs accross the India, Equitas Small Finance Bank Limited Account Branches accross the India, Equitas Small Finance Bank Limited Account Contact Numbers, Equitas Small Finance Bank Limited Account official EmailID, Equitas Small Finance Bank Limited Account Headquarter and Equitas Small Finance Bank Limited Account Headquarter Address. It is a myth that personal loan at lowest rate is the best, but it is not always true. Loan Takeovers & Top up Balance Transfer your existing loans with an additional loan amount. Account Number. Maximum 60 EMIs are allowed for repayment of personal loan. Mega Loan Mela organized by Equitas Bank in association with Tata Motors across India. You will need to pay interest for longer time period. Recurring Deposit Interest Rate Calculator, Public Provident Fund Interest Rate Calculator, Public Provident Fund Interest Rate History, Equitas Small Finance Bank EMI Calculator, Equitas Small Finance Bank Personal Loan FAQs, Fast & easy processing of personal loan application, Guarantor is not insisted upon by the bank, Offers special schemes and discounts for employees of large companies, Usually, no security is required for availing personal loan. Password protects your pc, laptop and mobile device to prevent un-authorized access and avoid using unsecured or shared networks. LOANS & CREDIT CARDS Home Car Loan Calculator Home Loan Calculator . Instant Trading & Demat Account Opening, Manage your savings account with an Indian resident relative as Mandate account holder, Attractive interest upto 8.00% p.a for 888 days*. Equitas Small Finance Bank Limited Contact Details BANK OFFICIAL WEBSITE - https://www.equitasbank.com/ CONTACT NUMBERS - 18003001222,044-42995000 EMAIL ID - customerservice@equitasbank.com,info@equitasbank.com TOTAL BRANCHES - 859 HEADQUARTER - Chennai BANK ADDRESS - 4th Floor, Spencer Plaza, No. # Hybrid: Fixed for 3 years and 6 months and thereafter floating interest rate, *Market Linked Benchmark (MLB): External Benchmark Rate is arrived based on Repo Rate published by RBI. Interest on Senior Citizen Fixed Depositfor 888 days, Interest on Recurring Depositfor Senior Citizens and 7.75% for other*, 7% p.a interest on Savings for balance Above 5 lakhs*, Attractive Interest upto 8.00%* p.a for 888 days, Annualized Yield upto 8.24%* p.a for 888 days, Attractive Interest upto 8.50%* p.a for 888 days. 17th-Jan-2023 08:22 Source: BSE. Compare and choose the account that suits you best. Maximum 60 EMIs are allotted for repayment of the borrowed money. The scheme ordained by Equitas Small Finance Bank can help them a lot to get rid of economical crunches. About Equitas Small Finance Bank. Update the latest Mobile Number and E-Mail id with the Branch. Information contained in the Financial Statements is provided as is without warranty of any kind, either expressed or implied, including any warranty of fitness for a particular purpose. Equitas Small Finance Bank Limited . If you add a joint holder, and if s/he has a regular income, then the loan would get approval. You must make your own assessment of the relevance, accuracy and adequacy of the information contained in the Financial Statements and must make such independent investigation as you may consider necessary or appropriate for such purpose. Good Credit Score Guarantees Personal Loan Approval. Industries. You need to consider all these components in addition to lowest interest rate. Engineering 2023 , FAQs Interview Questions. So, perhaps the content is truly exciting to the people who are looking for a support of having a personal bank loan. Thank you for the prompt service. It depends upon lenders to charges any pre-payment penalty. None of the foregoing shall be liable for any direct or indirect losses arising from the use thereof and the viewers are requested to use the information contained herein at their own risk. For those times when youre busy or lazy and want everything easy, try NetBanking! In case you do not have a regular source of income, there are chances when you can get personal loan application approved and can avail personal loan. Do Not share Login User-id , Password, Digital Signature Certificate and the PIN associated with the Digital signature certificate to anyone including family members, friends or bank employees. We are a leading Small Finance Bank offering a range of banking products and services to customers with a focus on serving the financially unserved and underserved customer segments in India. What is required to apply for this loan: Address proof Proof of identification Income proof (Recent Pay slip with all deductions / Form 16) Other components like processing fee, eligible amount, tenure of loan repayment, service issues, other terms of loan, define the best lender. Any one of the following methods can be used to repay the loan: Credit score is considered as a measure of credit worthiness of any person. If major banks are not providing home loan with poor credit score, you may avail the loan from many other cooperatives banks and NBFCs. No reliance should be placed on, the accuracy, fairness or completeness of the information presented or contained in these Financial Statements. Thank you Ms. Maria & Mr. Sasi Kumar. You must make your own assessment of the relevance, accuracy and adequacy of the information contained in the Financial Statements and must make such independent investigation as you may consider necessary or appropriate for such purpose. Hike in Interest Rate increases EMIs of Personal Loan. Results: PSP Projects, Rallis, IndusInd Bank, Persistent. If you add a joint holder, and if s/he has a regular income, then the loan would get approval. Subscriptions. Our motto is to be able to provide users with as much information as possible at one place. [PDF] AU Small Finance Bank Personal Loan @ 14% | Features, Documents Needed, Eligibility Criteria and Ways to Apply, [PDF] Ujjivan Small Finance Bank Personal Loan @ 11.49% | Interest Rates, Eligibility, Benefits, How To Apply?, Documents Required. After receiving a license in Sept 2016 the company commenced operations under Equitas small finance Bank. CS Executive Jurisprudence, Interpretation & General Laws, CS Executive Economic Business and Commercial Laws, CS Executive Setting Up of Business Entities and Closure, CS Executive Securities Laws and Capital Markets, CS Executive Corporate and Management Accounting MCQ, CS Executive Financial and Strategic Management MCQ. Personal Loan at Lowest Interest Rate is the Best. Credit score is important for lender to assess the risk of default. However, it offers two types of unsecured loans without any end-usage restrictions: MSME loans and Microfinance loans. These are the steps to take when you are prequalifying for a personal loan: 1. Features and benefits of Equitas Microfinance Pvt. Wherever additional information / documentation is required to process the application form, the same shall be intimated to the customer within 14 days from the date of receipt of the application form. Check your credit score. Due to poor credit score, many of the personal loan applications get rejected by the lenders. You must make your own assessment of the relevance, accuracy and adequacy of the information contained in the Financial Statements and must make such independent investigation as you may consider necessary or appropriate for such purpose. Deposit cheques, cash and transfer funds from any of your other bank accounts to Equitas WINGS account. When these in a hike interest rate, loans fixed at a single rate, would not work much for the borrower. CodeForBanks.com is not legally responsible for the same in any matter whatsoever. Apply for Business Loan @ low interest rate Apply Now Maximum quantum up to 90% of market value. MSME Registration Online Process, Documents Required, Benefits | How to Register an MSME Online? The repayment process starts from 12 EMIs. Equitas Mobile Banking gives you access to your banking services on your Mobile Phone. In some cases, your home loan application may be rejected despite having good credit score, if other factors are not up to the mark. Proof of Income (any one): For salaried: Latest 6 Month Salary/Pay Slip and One year ITR/Form16 For Self-employed: Last 3 years . . Manufacturer and trader, Business Loan Customer "When we required a loan for my business, we contacted Ujjivan bank based on many friend's recommendation. There are other important components also which matter a lot while selecting best lender for personal loan. Never note down user ID, password on piece of paper, documents or phones for easy retrieval. Carrying good credit score does not guarantee personal loan approval as there are other factors like income, regularity of income, employer, employment type, etc. 769, Phase II, Anna Salai, Chennai - 600 002 Contact Number of Equitas Small Finance Bank Limited Sattur Main Road Virudhunagar branch. 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